Credit Assignment Procedure

Services offered by RA RFCA represent an independent substantiation and a competent estimation of activity of issuing company, and given number of advantages, both to the emitters, and creditors, investors and other financially interested parties.


On the basis of the assigned ratings, market participants can make well-founded financial decisions. For example, many companies in the course of negotiations prefer not to provide financial data in this case a credit rating can serve as a reliable indicator of credit status of the company. The assigned credit rating can promote placement of new bonded loans, and also increase definiteness of the credit information of a loan.


The positive credit rating promotes expansion of the access to sources of finance that in turn, increases financial flexibility of the emitter. For the investment companies operating pension assets, co-op share funds, and other companies attending to investment activity the independent rating estimation is the convenient instrument of monitoring. Being guided by change of ratings, investment companies can conduct updates of the investment portfolio.


The corporate governance rating influences growth of cost of the company and supports trust of investors in long-term prospect, evaluating system of effective interaction of board of directors, an executive office and shareholders of the company.